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Chocolate Peanut Butter Fruit Dip

This creamy Chocolate Peanut Butter Fruit Dip combines milk chocolate, creamy peanut butter, Philadelphia Cream Cheese, and Cool Whip to make a delicious fruit dip you won’t be able to stop eating! This dip is a huge crowd pleaser, making it perfect for a party platter or even for an afternoon snack!

Who doesn’t like chocolate mixed with peanut butter? Seriously, I don’t think I’ve ever met a person who doesn’t. I mean, chocolate and peanut butter are two things that are absolutely delicious on their own, but when you put them together – BAM, absolutely incredible taste sensation going on!

Believe it or not, I had never made a fruit dip before making this recipe for the first time years ago! I know there are so many yummy dips out there, but for some reason, I never had it on my radar to make my own.

We’ve been eating a lot of fruit lately, and I knew that Philadelphia Cream Cheese would be the perfect base for a tasty dip because it always goes so well with fruit and a lot of other things. Now I’m hooked and can’t wait to twist it for more great dip varieties!


Why I love Cream Cheese

Philadelphia Cream Cheese is something that I use in my kitchen a lot. A LOT. I’ve used it for these Chocolate Peanut Butter Dream Bars, Cream Cheese Stuffed Mushrooms, Raspberry Cream Cheese Scones, these Cream Cheese Brownies with Peanut Butter Chips, and the list goes on.

I could seriously eat this sweet, tangy cream cheese dip with a spoon, but combining it with the fruit makes it just that much better. Oh, how I LOVE the dip with the bananas and the apple slices, but especially with the bananas.

What ingredients do I need to make this Chocolate Dip?

This delicious dip only needs four simple ingredients and less than ten minutes total time! Here’s what you’ll need:

1 8-ounce package of Philadelphia Cream Cheese (softened to room temperature)

½ cup of creamy peanut butter

½ cup of milk chocolate chips

1 8-ounce container of Cool Whip

How to make Chocolate Peanut Butter Fruit Dip

In a small bowl that’s microwave-safe, melt the chocolate chips for 30 seconds in the microwave. Stir, then continue to melt in 10-second intervals and stir in between until the chocolate is completely smooth and melted.

In the bowl of a stand mixer fitted with the paddle attachment, combine the Philadelphia Cream Cheese and the peanut butter. Beat until smooth. You can also use a hand mixer.

Add the melted chocolate to the bowl and beat thoroughly until combined, being sure to scrape down the sides of the bowl.

Fold in the Cool Whip with a rubber spatula. Serve your fruit dip with your favorite fruits and snacks!

What should I serve with this yummy dip?

Serve up this dip with fresh fruit or any of your favorite snacks. Here are some ideas:


Apple Slices



Orange Slices


Graham Crackers

Animal Cookies


Waffle Cone Pieces


If you’re looking for a healthier dip recipe, you can substitute low-fat cream cheese or even Greek yogurt for regular cream cheese. Plain or vanilla yogurt would work well, but the consistency will be different.

You can use natural peanut butter. Stir it well before measuring and adding it to the dip.

Use dark chocolate chips or chunks instead of milk chocolate.

How to store Chocolate Peanut Butter Dessert Dip

Store your fruit dip in a little container in the refrigerator. Make sure it’s airtight, and it should last for 3-4 days in the fridge. You can serve it cold or let it warm up to room temperature.

Can I freeze this Chocolate Peanut Butter Fruit Dip?

The answer is yes, you can freeze this dip, but beware that the texture may change and become more noticeably grainy. Store it in an airtight container in the freezer for up to one month.

More Chocolate Recipes packed with Peanut Butter flavor:

As I said, who doesn’t love chocolate and peanut butter together? I use those flavors together a lot on the blog. Here are some recipes you should try next time:

These NO BAKE Chocolate Peanut Butter Dream Bars are crushed peanut butter sandwich cookies, topped with chocolate pudding, a fluffy layer of cream cheese, and peanut butter, and finished off with Cool Whip.

Double Chocolate Peanut Butter Filled Cupcakes – moist chocolate cupcakes with milk chocolate chips, filled with peanut butter cream, and topped with chocolate buttercream. This cupcake is sure to please any chocolate and peanut butter lover.

Better than your regular banana bread, this Peanut Butter Chocolate Chip Banana Bread has all the flavors you loved as a kid. It will take you back to Grandma’s kitchen and beyond!

This Peanut Butter Chocolate Lava Cake is a dessert that will wow family and friends! With a moist chocolate cake outside that reveals a liquid chocolate peanut butter center, it’s a perfect recipe for special occasions or any night after dinner.

Chocolate Peanut Butter Chip Cookies are classic cookies made with Reese’s Peanut Butter Chips that always hit the spot.

Love Crockpot desserts? This Chocolate Peanut Butter Pudding Cake is one that takes little time to prep and the best part, it’ll cook and stay warm in the slow cooker. Add a scoop of vanilla ice cream and you’ve got one fantastic dessert!

Favorite Dip Recipes

You can find all my dip recipes on the blog here. These are some of my favorites:

Beer Cheese Dip

Chicken Taco Dip

Pepperoni Pizza Dip

Easy Layered Taco Dip

Chocolate Cheesecake Dip



Keep an eye out for more of my easy recipes each week!


Chocolate Peanut Butter Fruit Dip

Creamy Chocolate Peanut Butter Fruit Dip combines milk chocolate, creamy peanut butter, Philadelphia Cream Cheese, and Cool Whip into a delicious fruit dip that makes for a great snack or dessert dip.
Course Dessert
Cuisine American
Keyword Chocolate Peanut Butter Fruit Dip
Prep Time 5 minutes minutes
Cook Time 1 minute minute
Total Time 6 minutes minutes
Servings 6 servings
Calories 416kcal
Author Lynne Feifer


8 ounces Philadelphia Cream Cheese room temperature½ cup creamy peanut butter½ cup milk chocolate chips melted8 ounces Cool WhipAssorted fruits sliced bananas, sliced apples, strawberries


In a microwave-safe bowl, melt the chocolate chips for 30 seconds. Stir. Place bowl in microwave for 10 second intervals and stir until chocolate is smooth and completely melted.
In a stand mixer fitted with the paddle attachment, combine the Philadelphia Cream Cheese and the peanut butter. Beat until smooth.
Add the melted chocolate and beat until thoroughly combined, being sure to scrape down the sides of the bowl.
With a rubber spatula, fold in the Cool Whip.
Serve with the desired assorted fruit, and other items for dipping.


This recipe makes about 3 cups, and nutritional information has been calculated at ½ cup per person.


Serving: 1serving | Calories: 416kcal | Carbohydrates: 27g | Protein: 9g | Fat: 32g | Saturated Fat: 15g | Polyunsaturated Fat: 3g | Monounsaturated Fat: 10g | Cholesterol: 50mg | Sodium: 256mg | Potassium: 266mg | Fiber: 1g | Sugar: 19g | Vitamin A: 646IU | Calcium: 108mg | Iron: 0.4mg

This post was originally published March 11, 2015. It has been updated in format and with photos on February 2, 2024.

This is a sponsored conversation written by me on behalf of Albertsons, ACME Markets, Jewel-Osco, Shaw’s, Star Market. The opinions and text are all mine.


The post Chocolate Peanut Butter Fruit Dip appeared first on 365 Days of Baking.

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